Business Cover

These business cover options work in Conjunction with your ACC Cover

Key Person Start Up Cover

Designed if you have been self-employed for less than 3 years, provides a monthly injection of revenue whilst the key person is unable to work.

Business Continuation Cover

A monthly injection of revenue whilst a key person is unable to work.

Business Overheads Cover

This covers most of the business’s outgoings, eg rent, power, paye employees, etc

Other Business Options

Ownership Buyout Cover

This benefit is designed to fund a buy-sell agreement

Debt Protection Cover

This benefit is designed to fund business debt re-payment

Permanent Loss of Key Person Cover

A lump sum payment to provide the capital to replace a key person

The purpose of these three covers described above is to protect your business against the financial impact of the death or long term disability of key employees or sole-traders.

Proven successful track record

If you are a business owner or self employed we recommend that you talk to us today, as we have saved thousands of dollars for our clients over the years.

Business Life Cover

Lump sum payment in the event of the insured persons premature death or if they were diagnosed with a terminal illness. Can be used to fund buy-sell agreement commitments, debt repayment commitments or key persona replacement costs.

Business Trauma Cover

Lump sum payment in the event of the insured person being diagnosed with a covered critical condition. Can be used to fund buy-sell agreement commitments, debt repayment commitments or key person replacement costs.

Business Total and Permanent Disability Cover

Lump sum payment in the event of the insured person suffering a disability which meant they can no longer work again. Can be used to fund buy-sell agreement commitments, debt repayment commitments or key person replacement costs.