The Right Place
Essential Insurances was established to take the mystery, and the misery, out of the insurance equation. We are here to make it easier knowing your income and family home is protected.
Proven Track Record
If you are a business owner or self employed we recommend that you talk to an Essential Insurances financial adviser today, as we have helped many of our clients over the years by self-insuring in conjunction with Cover Plus Extra.
One size does not fit all
Each family and individual’s situation are different and individual to them, that’s why you want us to provide the appropriate advice and tailor our insurance cover recommendations to be fit for purpose to suit your individual needs.
Ray Sheath
Financial Adviser (FSP172944)
Rachael Taylor
Operations Support & Claims
Racquel Sheath
Financial Adviser (FSP764052)
Mikkayla New
Operations Support
Rhonda Sheath
Office & Compliance Manager
Kate Holdaway
Operations Support
Happy Customers Essential Insurances Clients
Thank you Essential Insurances for sorting out my late mother's claim. Even though you had not sold her the policy or even dealt with this company, your professionalism in helping us get paid was really appreciated. Please thank Julie as well, as she always deals with things promptly.
I had a heart attack last year and had no idea that we could make a claim through the trauma insurance we took out in the 90's. Thank you for picking this up even though the insurance policy was done through another agent. You took the time to advise us with a great outcome.
Thank you Essential Insurances and Julie for all your support, thank you Ray for starting me on this journey several years back. None of us realise until the time comes just how important it might turn out to be that we made such an important financial decision in taking out life insurance.
We partner with
Essential Insurances Ltd (FSP635869) is the Financial Advice Provider. We were established to take the mystery, and the misery, out of the insurance equation. We are here to make it easier for you to sleep at night knowing that if it all turns to custard, you have the knowledge and comfort knowing your income and family home is protected.